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Gray Insurance
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Insurance guidance built on experience and relationships

Gray Insurance is a family-owned, independent insurance agency focused on helping individuals and businesses make confident coverage decisions.
With decades of experience and a hands-on approach, we believe insurance works best when it’s explained clearly and designed for real life.
Based in Lexington, Kentucky, we work with families and businesses throughout the state to provide auto, home, business, and life insurance solutions that fit their needs..
Our approach
We don’t believe insurance should feel rushed, confusing, or one-size-fits-all. Our role is to help you understand your options, compare coverage, and choose protection that truly fits your situation.
We stay involved as life and business change — not just at renewal time.
Larry Gray, owner of Gray Insurance
Larry Gray
Owner/PResident
Larry founded Gray Insurance and has spent decades helping clients protect what matters most. As a licensed Property, Casualty, Life, and Health agent, he brings experience, perspective, and a steady approach to every conversation.
When he’s not working with clients, Larry enjoys spending time with his wife, children, and grandchildren.
Seth Gray, vice president and insurance agent at Gray Insurance
Seth Gray
VP/ AGENT
Seth joined Gray Insurance over a decade ago and works closely with clients on both personal and business insurance needs. He focuses on helping clients understand their coverage and make confident, informed decisions.
Outside the office, Seth enjoys time with his wife, daughter, son, and coaching or playing soccer.
We work with clients in Lexington and across Kentucky, Tennessee, and North Carolina.

Learn more about our personal insurance and business insurance services.

Have questions or want to talk through your options?​
We’re always happy to help — whether you’re just getting started or reviewing existing coverage.
Contact Us
Call or Text 859-317-9723

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GRAY INSURANCE
773 Lane Allen RD 
Lexington, KY 40504
Phone: (859) 317-9723
Fax: (859) 317-9748
Email:    
[email protected]
                [email protected]
Website: www.grayinsuranceky.com
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Hours: Monday- Thursday 9-5 
              Friday 9-4
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*Disclaimer - By submitting the information to submit a quote, it does not provide any coverage from our agencies or our companies until you receive written notice. The information is to be used for quoting only and you will not hold us liable if accidentally viewed by unauthorized persons.
  • Home
  • Personal Insurance
    • Auto Insurance
    • Home Insurance
  • Life Insurance
  • Business Insurance
  • Insurance Insights
  • About Us
  • Contact us